Terms and conditions

Effective Date: 23/11/2024

Welcome to Valuewave! These Terms of Service (“Terms”) govern your access to and use of our platform and services. By accessing or using Valuewave services, you agree to comply with these Terms. If you do not agree with these Terms, please do not use our services.


1. Acceptance of Terms

By using Valuewave services, including our website and mobile application (collectively referred to as the “Platform”), you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated by reference.


2. Eligibility

To use our services, you must be at least 18 years old or the legal age of majority in your jurisdiction. By agreeing to these Terms, you represent and warrant that you meet the eligibility requirements.


3. Account Registration

To access certain features of our Platform, you must create an account. You agree to provide accurate, current, and complete information during the registration process and to update your account information as necessary. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.


4. Use of Services

You agree to use Valuewave services only for lawful purposes and in accordance with these Terms. You shall not:

  • Violate any applicable laws, regulations, or third-party rights.
  • Engage in any fraudulent, deceptive, or illegal activities.
  • Interfere with or disrupt the functionality of our Platform or any related network.

5. Payment and Transactions

When you use our services for transactions, you agree to provide accurate payment information. You are responsible for any fees associated with payments or transactions processed through Valuewave. Valuewave reserves the right to suspend or terminate your access to services if fraudulent activity or unauthorized transactions are detected.


6. User Content

You are responsible for any content you upload, post, or transmit through our Platform. You grant Valuewave a non-exclusive, worldwide, royalty-free license to use, store, and display your content as necessary for the operation of our services.

You agree not to upload or share content that:

  • Infringes on intellectual property rights or violates the rights of others.
  • Is harmful, offensive, or otherwise inappropriate.
  • Contains viruses, malware, or other malicious software.

7. Termination

Valuewave reserves the right to suspend or terminate your account at any time, for any reason, including but not limited to violations of these Terms, without prior notice. Upon termination, your access to the Platform will be revoked, and you will no longer be able to use our services.


8. Limitation of Liability

Valuewave shall not be held liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Platform or services. We are not responsible for any loss of data, profits, or business opportunities.


9. Indemnification

You agree to indemnify and hold harmless Valuewave, its officers, employees, affiliates, and agents from any claims, damages, liabilities, costs, or expenses (including legal fees) arising from:

  • Your use of the Platform and services.
  • Any violation of these Terms or applicable laws.
  • Any content you upload or share on our Platform.

10. Privacy

Your use of our services is also governed by our Privacy Policy, which details how we collect, use, and protect your personal information.


11. Changes to Terms

Valuewave reserves the right to modify or update these Terms at any time. Any changes will be communicated via the Platform or email, and the updated Terms will be effective immediately upon posting. It is your responsibility to review these Terms regularly.


12. Governing Law

These Terms are governed by and construed in accordance with the laws of Nigeria, without regard to its conflict of law principles. Any disputes will be subject to the exclusive jurisdiction of the courts located in Ogun State, Nigeria.


13. Contact Us

If you have any questions or concerns about these Terms, please contact us at:

By using Valuewave services, you agree to comply with these Terms and all applicable laws. Thank you for choosing Valuewave!

Ready to Experience Hassle-Free, Secure Payments.

At Valuewave, we are redefining the future of financial transactions across Africa and beyond.

Open a chat or give us call at 2348063475332, For technical issues and general inquiries, Please email us at support@valuewave.co

Valuewave is authorized by the Corporate Affairs Commission (CAC) under the relevant financial regulations to provide payment services.

Valuewave Technologies, located at 38 Salami shaibu Street, Pedro Somolu Lagos, Nigeria, is an affiliate of Valuewave Ltd and is authorized by the Corporate Affairs Commission (CAC) to provide payment services.